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H.R. 3584 (113th Congress)

H.R. 3584 is a bill that would amend the Federal Home Loan Bank Act to treat certain privately insured credit unions as insured depository institutions for purposes of determining eligibility for membership in a federal home loan bank. This chang ...

                                               

Home Affordable Refinance Program

The Home Affordable Refinance Program is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009, to help underwater and near-underwater homeowners refinance their mortgages. Unlike the Home Affordable M ...

                                               

Jumbo mortgage

In the United States, a jumbo mortgage is a mortgage loan that may have high credit quality, but is in an amount above conventional conforming loan limits. This standard is set by the two government-sponsored enterprises, Fannie Mae and Freddie M ...

                                               

Landmark National Bank v. Kesler

On August 28, 2009, the Kansas Supreme Court issued a ruling regarding the standing, rights and interests of Mortgage Electronic Registration Systems in Landmark Natl Bank v. Kesler, 2009 Kan. LEXIS 834. The court held that all indispensable part ...

                                               

Loan modification in the United States

Loan modification is the systematic alteration of mortgage loan agreements that help those having problems making the payments by reducing interest rates, monthly payments or principal balances. Lending institutions could make one or more of thes ...

                                               

Loan origination

Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application up to disbursal of funds. For mortgages, there is a s ...

                                               

Mortgage Credit Certificate

In the United States, a Mortgage Credit Certificate is a certificate issued by certain state or local governments that allows a taxpayer to claim a tax credit for some portion of the mortgage interest paid during a given tax year.

                                               

Mortgage News Daily

Mortgage News Daily is a news and social media website serving the mortgage, and real estate housing industries. The website serves over 50.000 members, combining the housing industry with a social media platform. As a result of the collaborative ...

                                               

Mortgage origination

In consumer lending, mortgage origination, a specialized subset of loan origination, is the process by which a lender works with a borrower to complete a mortgage transaction, resulting in a mortgage loan. A mortgage is a loan in which property o ...

                                               

National Mortgage Crisis of the 1930s

The National Mortgage Crisis of the 1930s was a Depression-era crisis in the United States characterized by high-default rates and soaring loan-to-value ratios in the residential housing market. Rapid expansion in the residential non-farm housing ...

                                               

National Mortgage News

National Mortgage News is a digital media website covering the mortgage sector in the United States. Its editor is Austin Kilgore, and its publisher is Dennis Strong. National Mortgage News is owned by SourceMedia.

                                               

No income, no asset

No income, no asset is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan o ...

                                               

Non-conforming mortgage

A non-conforming mortgage is a term in the United States for a residential mortgage that does not conform to the loan purchasing guidelines set by the Federal National Mortgage Association /Federal Home Loan Mortgage Corporation. Mortgages which ...

                                               

Straw borrower

A straw borrower is a United States term for an individual whose name, social security number, and credit history are used to hide the identity of the organizers of a for-profit mortgage fraud scheme. Straw buyers are also used in order to obtain ...

                                               

Super jumbo mortgage

A Super jumbo mortgage is classified in the United States as a residential mortgage or other home-equity secured loan in an amount greater than 0.000, although lenders differ on just what constitutes a super jumbo mortgage subject to their own in ...

                                               

Deed of trust (real estate)

In real estate in the United States, a deed of trust or trust deed is a legal instrument which is used to create a security interest in real property wherein legal title in real property is transferred to a trustee, which holds it as security for ...

                                               

Uniform Appraisal Dataset

Uniform Appraisal Dataset is a component of the Uniform Mortgage Data Program, an initiative undertaken by Fannie Mae and Freddie Mac under the direction of the Federal Housing Finance Agency in the United States in order to comprehensively stand ...

                                               

VA loan

VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs. The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses ...

                                               

Verification of employment

Verification of Employment is a process used by banks and mortgage lenders in the United States to review the employment history of a borrower, to determine the borrowers job stability and cross-reference income history with that stated on the Un ...

                                               

John FitzRobert

John FitzRobert is listed as one of the Surety Barons in Magna Carta where he is described as Lord of Warkworth Castle. He was the son of Robert fitzRoger and Margaret Chesney.

                                               

William of Huntingfield

William of Huntingfield was a medieval English baron, Sheriff of Norfolk and Suffolk and one of the Magna Carta sureties. He held Dover Castle for King John from September 1203 as a Lord Warden of the Cinque Ports and in exchange, the king took h ...

                                               

BCE Inc v 1976 Debentureholders

BCE Inc v 1976 Debentureholders, 2008 SCC 69, 3 SCR 560 is a leading decision of the Supreme Court of Canada on the nature of the duties of corporate directors to act in the best interests of the corporation, "viewed as a good corporate citizen". ...

                                               

Canadian Aero Service Ltd v OMalley

Canadian Aero Service Ltd v OMalley, SCR 592, is a leading civil case decided by the Supreme Court of Canada on corporate director and officer liability.

                                               

Deloitte & Touche v Livent Inc (Receiver of)

Deloitte & Touche v Livent Inc 2017 SCC 63 is a leading case of the Supreme Court of Canada concerning the duty of care that auditors have toward their clients during the course of a professional engagement.

                                               

Harvard College v Canada (Commissioner of Patents)

Harvard College v Canada is a leading Supreme Court of Canada case concerning the patentability of higher life forms within the context of the Patent Act. At issue was the patentability of the Harvard oncomouse, a mouse that had its genome geneti ...

                                               

Kosmopoulos v Constitution Insurance Co of Canada

Kosmopoulos v Constitution Insurance Co of Canada is a leading Supreme Court of Canada decision on the courts ability to pierce the corporate veil - to impose an interest or liability, that is, upon the shareholders of a company instead of the co ...

                                               

Peoples Department Stores Inc (Trustee of) v Wise

Peoples Department Stores Inc v Wise, 2004 SCC 68 is a major Supreme Court of Canada decision on the scope of the fiduciary duty upon directors and officers of a corporation. When examining the duty of directors under section 122 of the Canada Bu ...

                                               

Peso Silver Mines Ltd v Cropper

Peso Silver Mines Ltd v Cropper, S.C.R. 673, is a leading Canadian case decided by the Supreme Court of Canada on the fiduciary duty of corporate directors, the boundaries of conflict of interest, and the type of damages that may be obtained in c ...

                                               

The Rhone v The Peter AB Widener

The Rhone v The Peter AB Widener is a Supreme Court of Canada decision on the "directing mind" principle of corporate liability. The Court held that an individual must have "governing authority over the management and operation" of the corporatio ...

                                               

Teck Corp Ltd v Millar

Teck Corp Ltd v Millar, 33 DLR 288 is an important Canadian corporate law decision on a corporate directors fiduciary duty in the context of a takeover bid. Justice Thomas R. Berger of the British Columbia Supreme Court held that a director may r ...

                                               

Wilson v Alharayeri

Wilson v Alharayeri 2017 SCC 39 is a leading case of the Supreme Court of Canada which significantly extends the application of the oppression remedy under the Canada Business Corporations Act to include non-corporate parties.

                                               

Cook v Deeks

Cook v Deeks UKPC 10 is a Canadian company law case, relevant also for UK company law, concerning the illegitimate diversion of a corporate opportunity. It was decided by the Judicial Committee of the Privy Council, at that time the court of last ...

                                               

Eley v Positive Government Security Life Assurance Co Ltd

Eley v Positive Government Security Life Assurance Co Ltd 1 Ex D 88 is a UK company law case, concerning a companys articles of association as a contract between member and company.

                                               

Allgeyer v. Louisiana

Allgeyer v. Louisiana, 165 U.S. 578, was a landmark United States Supreme Court case in which a unanimous court struck down a Louisiana statute for violating an individuals liberty of contract. It was the first case in which the Supreme Court int ...

                                               

AP Smith Manufacturing Co. v. Barlow

AP Smith Manufacturing Co v Barlow, 13 N.J. 145, 98 A.2d 581, is a US corporate law case, concerning the application of directors duties in regard to balancing the interests of different stakeholders. It held that directors may make charitable do ...

                                               

Aronson v. Lewis

Aronson v Lewis, 473 A.2d 805, is a US corporate law case, from Delaware concerning the possibility of a shareholder to bring a derivative suit.

                                               

Bank of New York Mellon v. Realogy Corp.

Bank of New York Mellon v. Realogy Corporation, 2008 WL 5259732, is a case that was decided in Delawares Court of Chancery in 2008. The court held that a companys proposed debt exchange offer was not permissible under the terms of the documents g ...

                                               

Bank of the United States v. Deveaux

Bank of the United States v. Deveaux, 9 US 61 is an early US corporate law case decided by the US Supreme Court. It held that corporations have the capacity to sue in federal court.

                                               

Benihana of Tokyo, Inc. v. Benihana, Inc.

Benihana of Tokyo, Inc. v. Benihana, Inc., 906 A.2d 114 was a case in the Delaware Court of Chancery between Benihana of Tokyo, Inc., and its subsidiary Benihana, Inc. that concerned the duty of loyalty between a company and its directors. The co ...

                                               

Berkey v. Third Avenue Railway Co.

Minnie Berkey had an accident on a tram line operated by the Forty-second Street, etc., Railway Company. She suffered personal injury. The Third Avenue Railway owned it, along with another two corporations with street railways on different routes ...

                                               

Broz v. Cellular Information Systems Inc.

Broz v. Cellular Information Systems Inc., 637 A.2d 148, is a US corporate law case, concerning the standard in Delaware corporations regarding conflicts of interest. It exemplifies that the Delaware courts spend considerable resources inquiring ...

                                               

Cheff v. Mathes

Cheff v. Mathes, 199 A.2d 548, was a case in which the Delaware Supreme Court first addressed the issue of director conflict of interest in a corporate change of control setting. This case is the predecessor to future seminal corporate law cases ...

                                               

Davenport v. Dows

Justice Davis said the following. These rights the individual shareholder is allowed to assert in behalf of himself and associates, because the directors of the corporation decline to take the proper steps to assert them. Manifestly the proceedin ...

                                               

Dodge v. Ford Motor Co.

Dodge v. Ford Motor Company, 204 Mich. 459, 170 N.W. 668 is a case in which the Michigan Supreme Court held that Henry Ford had to operate the Ford Motor Company in the interests of its shareholders, rather than in a charitable manner for the ben ...

                                               

Fletcher v. Atex, Inc.

Plaintiffs filed a suit against Atex and Kodak alleging that repetitive stress injuries were caused by the use of Atex branded keyboards. Atex, although undergoing a renaming, was a wholly own subsidiary of Kodak until the sale of most of its ass ...

                                               

Guth v. Loft Inc.

Guth v. Loft Inc, 5 A.2d 503, 23 Del. Ch. 255 is a Delaware corporation law case, important for United States corporate law, on corporate opportunities and the duty of loyalty. It deviated from the year 1726 rule laid down in Keech v Sandford tha ...

                                               

In re Caremark International Inc. Derivative Litigation

In re Caremark International Inc. Derivative Litigation, 698 A.2d 959, is a civil action that came before the Delaware Court of Chancery. It is an important case in United States corporate law and discusses a directors duty of care in the oversig ...

                                               

In re Citigroup Inc. Shareholder Derivative Litigation

In re Citigroup Inc Shareholder Derivative Litigation, 964 A 2d 106 is a US corporate law case, concerning the standard under Delaware law for the duty of loyalty among directors duties.

                                               

In re Oracle Corp. Derivative Litigation

A group of shareholders in the Oracle Corporation sought to bring a derivative suit on allegations of insider trading against the corporations directors, mainly the CEO Larry Ellison, Donald Lucas, and Michael Boskin. The shareholders made a dema ...

                                               

Joy v. North

Doris Joy was a minority shareholder in Citytrust, Inc and Nelson North was the CEO. Doris complained that Nelson had given a loan to Katz Corp, without considering the merits of the deal, because Katz Corp employed Nelsons son. Citytrust, Inc es ...